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ADRC can help sort through Part D questions

12:51 PM, Sep. 5, 2013  |  Comments
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With the temperatures getting cooler, soon the leaves will change color and once again it's time to think about changing your Part D Prescription coverage for 2014. Soon your mailboxes will be flooded with many advertisements to persuade you to change your prescription coverage.

In September, the Part D plans and Medicare Advantage Plans are required to send out Annual Notices of Change to inform members what changes will be occurring for the coming new year.

It is very important for you to review these changes and decide if you even need to change.

Pay particular attention to the premium, deductibles, co-pays and any formulary changes pertaining to your current plan. Perhaps you won't have to change if you are satisfied and understand these changes. Unfortunately, we do not have current information available at this time pertaining to the Part D plans for 2014. This information should be available in early October. When can you change your Part D Plan or Medicare Advantage plan? The annual enrollment period to make changes is Oct. 15 through Dec. 7.

Keep in mind that it is recommended you switch into a different plan only after confirming what your medications and dosages are with any plan. We are here to assist with that process using the Plan Finder on the Medicare website. And who are we? We are benefit specialists who are trained by legal backup attorneys and Medicare serving the elderly and disabled. Our offices are located in the Aging & Disability Resource Center offices in central Wisconsin including, Langlade, Lincoln, Marathon and Wood counties.

Prescriptions are categorized by tiers, and the higher the tier, the more your co-pay would be.

Are you aware that you may have to pay a penalty if you had no creditable prescription coverage after June 2006 or since you became eligible for Medicare? What is creditable coverage? Do you understand when you may be expected to pay more for your prescriptions in the coverage gap or "donut hole"? Do you feel overwhelmed with the volume of mail you have received leading up to your 65th birthday? We are available to assist you with answering and explaining these questions. We offer Medicare Basics presentations to help you understand the different parts of Medicare and the choices you have.

You can contact us by calling the ADRC-CW toll-free number at 1-888-486-9545. Valuable information can also be found at: www.adrc-cw.com.

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