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Banks, retailers prep for credit card switch

U.S. going to chip-and-PIN technology

12:59 PM, Feb. 10, 2014
Linda Xiong of Wausau authorizes a payment on a credit card processing machine Friday at the Kwik Trip store on Kent Street in Wausau. Kwik Trip will update its stores to accept more secure 'smart cards,' which use both a microchip and a personal identification number, or PIN.
Linda Xiong of Wausau authorizes a payment on a credit card processing machine Friday at the Kwik Trip store on Kent Street in Wausau. Kwik Trip will update its stores to accept more secure 'smart cards,' which use both a microchip and a personal identification number, or PIN.
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The landscape of credit cards in the U.S. soon will change, with magnetic stripe cards being replaced by the more secure "smart cards," which use both a microchip and a personal identification number, or PIN.

The shift means a change not only for consumers, but for banks and retailers as well.

Kwik Trip is one such business gearing up for the switch. Dave Wagner, Kwik Trip treasury manager, said the company will update the point-of-sale machines inside its 400-plus Kwik Trip and Kwik Star locations this year. It likely will take longer to update the readers on the pumps. ...

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